Do you have a plan?

If the government decides to "manage" health care in this country, do you have a plan? Of course you don't because we do not know what the heck is going on. The proposals be talked about are sometimes interesting and sometimes stupid. Typical government methodology. But, you should determine now. what your stand on health insurance will be especially if you are a small business. I honestly believe that most employees would give up some pay to have health insurance. The costs to them are so high if they do not have health insurance that they simple do not get care and it results in needing more expensive care later.

Let me give you a couple of ideas:

1. Tell your employees to suck it up and learn to live without it. Be helpful in the sucking it up part though. Find out what kinds of government largess is available to them and help them get it. You are paying for that at the Federal or State level now anyway. Might as well take advantage of it. Right?
2. Find some health insurance that is very cheap (relatively speaking) but only covers the most critical needs and has a $25,000 deductible. Therefore, when they go to the doctor, there would only be a 4150 co-pay and the rest is applied to the deductible. No cut in pay either.
3. Find health insurance that is pretty good. $2500 deductible, $50 co-pay and Rx coverage too based on the insurance companies list of acceptable drugs. Probably the only covered drug is Aspirin and Tylenol the rest have a $100 co-pay. 8% cut in pay for this coverage.
4. Find good coverage. $1000 deductible and $25-$25 co-pays, Rx coverage that has a $50 copay. 25% reduction in pay.
5. Great coverage. $500 deductible, $10 co-pay on doctor visits and Rx. 50% reduction in pay.
6. Best coverage on earth. 100% coverage on everything. 90% reduction in pay. That is okay because now you live in a Socialist country that is emulating Norway or Canada.

What do you think?